Big Fish Saddlebag Lakes

Big Fish Lake, Fincher Lake, East Saddlebag Lake, and West Saddlebag Lake

Big Fish, Finch, and Saddlebag Lakes Homes for Sale

Lake Overview

Big Fish Lake, Finch Lake, East Saddlebag Lake, and West Saddlebag Lake form a connected chain of lakes in Cass County, Michigan. Linked by channels and navigable by boat, these lakes together cover about 620 acres.

  • Big Fish Lake is the largest, spanning 340 acres with a maximum depth of about 47 feet.
  • Finch Lake offers a cottage-friendly shoreline and increasingly larger homes.
  • East & West Saddlebag Lakes are smaller and quieter, with a mix of seasonal cottages, wetlands, and farmland.

The lakes are spring and creek fed, with water flowing south from Gravel Lake and Cedar Lake toward the St. Joseph River. A dam helps regulate water levels. Known for their clean, clear waters, these lakes offer a balance of active recreation and peaceful living.

Quick Facts about the Big Fish & Saddlebag Lakes

Access: Near M-40; Kalamazoo Battle Creek International Airport is about 35 minutes away

Living on Big Fish, Finch & Saddlebag Lakes

Life on these lakes combines the excitement of all-sports boating with the charm of Michigan countryside. Big Fish Lake is the hub for most motorized activity, including wakeboarding, tubing, and pontoon cruising. The Saddlebag Lakes and Finch Lake offer more intimate settings for kayaking, canoeing, and fishing.

The west side of Big Fish Lake is wetlands, home to wildlife and birdwatching opportunities. 

Saddlebag Lakes still have surrounding farmland to the north, while East Saddlebag’s eastern shoreline hosts Melville’s Campground. The mix of wetlands, cottages, and farm views creates a scenic and varied shoreline.

Lake communities here are a blend of year-round residents and seasonal owners. On Big Fish Lake, more than half of homes are occupied year-round, and the area has seen a trend of older cottages being replaced with larger, modern homes. Finch Lake has followed a similar trend, with more sizable lake homes built in recent years.

The Big Fish Lake Property Owners Association fosters a strong sense of community with annual picnics, a Fourth of July boat parade, poker runs, and seasonal gatherings.

Big Fish, Finch, and Saddlebag Lakes Real Estate Market

Homes around Big Fish, Finch, and the Saddlebag Lakes offer a wide range of styles and price points, reflecting both the area’s history of cozy cottages and its trend toward larger, modern builds.

  • Entry-Level Homes & Cottages: Seasonal cottages or smaller year-round homes can sometimes be found starting in the mid-$200,000s.
  • Mid-Range Properties: Updated cottages and modest lake homes with frontage typically range from the $400,000s into the $800,000s.
  • Larger Lakefront Homes: Substantial residences on premium Big Fish or Finch Lake frontage often sell from $1 million to over $2 million.
  • Luxury Builds: While rare, newly constructed luxury estates on prime lots may reach higher values, though $3 million is not the norm for this chain.
  • Vacant Lots: Occasionally, undeveloped parcels become available for buyers interested in designing custom lakefront homes.

 

Many properties, especially on Big Fish, are occupied year-round. The area has seen a gradual transition, with older cottages replaced or renovated into larger, more modern homes. With limited shoreline and steady demand, updated and well-situated homes tend to sell quickly, making this a competitive market for buyers.

Outdoor Recreation on the Lakes

The Big Fish–Finch–Saddlebag chain is a haven for outdoor enthusiasts.

Boating & Watersports

Big Fish Lake is the most active for skiing, wakeboarding, tubing, and jet skiing. The smaller lakes provide calmer waters for paddling and cruising.

Swimming

Clear, spring-fed waters make swimming a summer staple. Many homes feature sandy frontage or docks for easy lake access.

Kayaking & Canoeing

The connecting channels allow for leisurely paddles between lakes.

Fishing

The chain hosts panfish, bluegill, crappie, and walleye. Several bass tournaments are held here annually, drawing anglers from across the region.

Wildlife & Birding

Wetland areas, especially on the west side of Big Fish, support diverse bird species and aquatic life.

Winter Recreation

Ice fishing, snowmobiling, and cross-country skiing keep residents active year-round.

Area Attractions

While the lakes themselves are the centerpiece, the surrounding area offers plenty to explore.

Dining & Local Favorites

  • The Rock at Big Fish Lake: A destination restaurant with a storied past, built on the site of a historic tavern that once stood at the lake’s edge. Known for its lakeside atmosphere and hearty menu.
  • Nearby Niles & Marcellus: Small-town restaurants, cafes, and shops provide local flavor.

Outdoor & Seasonal Attractions

  • Swiss Valley Ski & Snowboard Area: Just five miles south, offering downhill skiing and snowboarding in winter.
  • State Game Areas: Thousands of acres nearby provide opportunities for hunting, hiking, and wildlife watching.
  • Parks & Trails: Local parks and nature preserves add to the outdoor lifestyle.

Regional Access

  • Kalamazoo: About 28 miles away, offering dining, shopping, cultural attractions, and an airport.
  • Notre Dame / South Bend: Roughly one hour away, perfect for game days and cultural events.
  • Chicago: A manageable weekend drive at about 2.5 hours.

Neighboring Lakes

Big Fish and Saddlebag Lakes are part of a vibrant Cass County lake region. Nearby options include:

  • Gravel Lake: A popular all-sports lake north of Big Fish, also spring-fed and connected by watershed.
  • Cedar Lake: Another nearby spring-fed lake contributing to the local water system.
  • Other Cass County Lakes: Dozens of additional lakes in the area offer variety for fishing, boating, and exploring.

Common Questions of Big Fish, Finch & Saddlebag Lakes Homebuyers

How large are the lakes?

Together, the four lakes cover about 620 acres. Big Fish Lake is the largest at 340 acres, reaching depths of 47 feet.

Yes. All four are all-sports lakes, though Big Fish handles most motorized boating while the smaller lakes provide quieter areas.

Options range from seasonal cottages to luxury homes valued up to $3 million. Vacant lots for new construction are occasionally available.

The lakes support bluegill, panfish, crappie, walleye, and both largemouth and smallmouth bass.

Yes. The Big Fish Lake Property Owners Association hosts seasonal events including a boat parade, poker run, and holiday gatherings.

About 28 miles to Kalamazoo, one hour to Notre Dame in South Bend, and 2.5 hours to Chicago.

Common Questions of Big Fish, Finch & Saddlebag Lakes Homebuyers

What attracts buyers to these lakes?

The connected chain of lakes offers both active water recreation and peaceful retreats, with proximity to Kalamazoo, South Bend, and Chicago.

Shoreline quality, frontage, and lake views matter most. Big Fish and Finch generally command higher prices than Saddlebag properties.

Inventory is limited. Updated homes and those with larger lots or prime frontage often sell quickly.

Spring and summer see peak interest, though motivated buyers search year-round.

Renovated kitchens, outdoor living spaces, and well-kept docks are highly desirable.

Work with Lake Life Realty

Whether you’re looking for a cottage getaway, a family-friendly lake house, or ready to sell your current property, Lake Life Realty is here to help. As experts in Southwest Michigan’s lakefront markets, we know the nuances of Big Fish, Finch, and Saddlebag Lakes — from their unique shorelines to the competitive real estate dynamics.

Contact Lake Life Realty today to explore homes for sale or request a complimentary market consultation.

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